When you begin looking at mortgage loans, you may notice that adjustable rate mortgages (ARMs) have lower interest rates than fixed rate mortgages. This is primarily because ARMs are riskier than fixed-rate mortgages, but there are two good situations in which getting an ARM might be a better option for you than a loan with a fixed rate. When you plan on moving before the rate would change The first situation when an ARM might be a great option is if you plan on living in the house for a short period of time.
4 July 2016
Too often, a business will finance their new equipment instead of leasing it. However, there are several advantages to leasing your capital equipment rather than purchasing it. The following are four of the most significant advantages your company can realize leasing your equipment. Your business will have a stronger balance sheet When you finance the purchase of your new equipment, you will be carrying a liability on your books. Naturally, this will reduce the worth of the business on its balance sheet.
24 September 2015